The Life Planning 101 Podcast

Healthcare and Retirement

LTC-Medicaid:
·       Looking at the #’s
Approximately 70% of individuals turning 65 can expect to use some form of... 

Retirement Happiness

The image of retirement has always been one of relaxation and leisure. However, the retirees who fully embrace this idea often find that they are missing something. If you’re in this boat, you may feel you lack a sense of purpose or direction, and end up finding... 

Is Not Having a Will That Big of a Deal?

According to Rocket Lawyer, 64% of Americans don’t have a will. There is a common misconception that if you don’t have an estate tax problem you don’t need an estate plan – or a will. The truth is that this couldn’t be further from the truth.
First, it could mean a lot of... 

The World Today is a Glass Half Full

The world is changing rapidly. There is growing uncertainty, fear and disbelief in our future. Ironically, this is not the biggest threat to your investments. Believe it or not, the annualized return for U.S. Stocks from 1985 to 2014 was 11.1%. The average investor’s return over this... 

Are You in the Lifeboat with Your Investments?

Most of us know the story: It was 11:40 P.M. on April 14, 1912. Lookout Frederick Fleet spotted an iceberg immediately ahead of the Titanic and alerted the bridge. First Officer William Murdoch ordered the ship to be steered around the obstacle and the engines to be put in reverse, but it was... 

3 Ways to Escape a Student Debt Trend

Let’s paint a picture of the first day of your future retirement: What an exciting time! It’s a time where we can enjoy the spoils of our labor. It is a time we have budgeted for – for living expenses,maybe even a little vacation and outstanding student loans...

Tax Season

Tax season is in full swing and for once, there is some good news. The good news is that, due to the Washington D.C.Emancipation Day paid holiday, you have until April 18th this year to file unless you file an extension. The bad news is you still have to file. So in keeping with that...

Municipal Bond Math

Municipal bonds have been a wonderful investment for over 30 years. They have been perceived as a safe haven for investors since they are used to lend money to local governments and municipalities, and offer an excellent tax advantage: tax free income. This means that an investor... 

Leap Year

It is Leap Year: the year we add February 29th to our calendar —a full extra 24 hours this year. How are you going to spend it?If you have ever watched the movie City Slickers, you may recall... 

Are You Planning for a Financial Drought?

Imagine spending your entire life building a business only to wake up at 63 and find it isn’t worth anything. Most of us think, “how sad, but that won't happen to my business…I have worked too hard or my industry is too strong or there will always be a need for what I do or...

Who Is Kennedy Financial Services?

Helping people live LIFE on purpose! Navigating both the expected and unexpected financial demands, requires more than financial planning...

The Most Important Question About Your Retirement

Are you confident you have enough money for retirement?
 Rate your confidence – and remember…progress only starts when you tell yourself the truth. On a 1 to 10 scale with 10 being“without a doubt confident,” how confident are you that...